Setting Up a 1BHK Flat Under ₹15,000 — Everything I Bought and What It Cost

 Moving into your first rented flat is exciting 

for about 48 hours.


Then you realise you need approximately 

everything and have approximately no money 

left after paying the deposit and first month 

rent.


I set up my first 1BHK flat for under ₹15,000. 

Not beautifully. Not perfectly. But comfortably 

and practically. Here is every single thing 

I bought and what it cost.


---


The Sleeping Situation — ₹5,500


A foldable metal bed frame costs ₹2,500 

on Amazon. Lightweight, sturdy, assembles 

in 20 minutes without tools. When I eventually 

moved flats I folded it up and carried it 

myself.



A basic foam mattress from the local market 

cost ₹3,000. Not luxurious. Perfectly fine 

for sleeping.


Do not buy a wooden bed frame for your first 

rented flat. You will move eventually and 

it will become a nightmare.


Get this foldable bed frame — I used it 

for 2 years without a single problem:

👉 https://amzn.to/49Kym3Z


---


The Cooking Situation — ₹2,000


Skip the gas cylinder situation for your 

first few months. The deposit alone costs 

more than a good induction cooktop.


I bought an induction cooktop for ₹1,200 

and a basic set of utensils — 2 vessels, 

1 tawa, 1 kadai — for ₹800 from the local 

market.


You can cook literally everything on an 

induction cooktop. Dal. Rice. Roti if you 

get the technique right. Eggs. Everything.


This is the induction cooktop I use and 

recommend to everyone moving into a new flat:

👉 https://amzn.to/3PPiYMP


---


The Light and Ambience Situation — ₹500


The tube lights in Indian rental flats are 

always horrible. Harsh white light that makes 

everything look like a government office.


LED strip lights cost ₹300 and completely 

transform how a flat feels in the evening. 

Stick them behind your TV or along a shelf 

and suddenly your ₹8,000 a month flat looks 

intentional and cosy.


A wall clock cost ₹200 from the local market. 

Functional and makes a room look lived in.

https://amzn.to/4v8xDl5

---


The Curtains and Basics — ₹1,200


Curtains from Meesho cost ₹400 for a pair. 

Decent quality. Blackout curtains if you 

want to sleep past sunrise.


Dustbin and mop set from the local hardware 

store — ₹350.


Basic utensils like plates, glasses and 

a bowl set — ₹450 from the market.


---


Complete Breakdown


Foldable bed frame     —  ₹2,500

Basic mattress         —  ₹3,000

Induction cooktop      —  ₹1,200

Utensils set           —  ₹800

Curtains               —  ₹400

LED strip lights       —  ₹300

Wall clock             —  ₹200

Dustbin and mop        —  ₹350

Plates and glasses     —  ₹450


Total                  —  ₹9,200


I had ₹5,800 left from my ₹15,000 budget. 

Used it for a second hand fridge I found 

on OLX for ₹4,000. Negotiated it down 

from ₹5,500.


The flat was not beautiful. But it was mine. 

It was functional. And I set it up without 

going into debt or asking my parents for money.


That felt better than any expensive furniture 

ever could.


— Smart Kharcha

Living better on less. One rupee at a time.

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